A gold loan is a secured loan where borrowers pledge their gold jewelry or coins as collateral to avail funds from a financial institution. This type of loan is a convenient solution for those in need of immediate cash for various personal or business purposes.

Types of Gold Loans

Short-Term Gold Loan

• Ideal for urgent financial requirements.
• Short tenure with flexible repayment options.

Bullet Repayment Gold Loan

• Pay only the interest during the loan tenure.
• Repay the principal amount at the end of the loan term.

Overdraft Gold Loan

• A revolving credit line against your gold.
• Withdraw and repay multiple times within the credit limit.

Agricultural Gold Loan

• Specially designed for farmers.
• Lower interest rates for agricultural needs.

Features of Gold Loans

Quick Disbursal

• Fast processing and disbursal of loan amount.

Competitive Interest Rates

• Attractive rates to make your loan affordable.

Flexible Tenure

• Choose repayment periods that suit your financial plans.

Minimal Documentation

• Simple and hassle-free documentation process.

High Loan-to-Value Ratio

• Get up to 75% of the gold value as a loan.

Safety of Gold

• Secure storage of pledged gold in bank lockers.

No Prepayment Penalty

• Repay your loan early without any extra charges.

Unlocking the value of your gold assets has never been easier with JK Financial Services. Our gold loan offerings are designed to provide you with quick and easy access to funds while ensuring the safety of your precious assets. With our transparent processes and customer-friendly terms, you can address your financial needs without any hassle.